Last updated: March 2026
1. Acceptance of Terms
By accessing or using One Premium Trip (onepremiumtrip.com), you agree to be bound by these Terms and Conditions. If you do not agree, please do not use this site.
2. Not Financial Advice — Important Disclaimer
The content on this site — including articles, guides, tools, calculators, and credit card comparisons — is provided for general informational and educational purposes only. One Premium Trip is not a licensed financial advisor, mortgage broker, or credit counsellor. Nothing on this site constitutes financial advice, credit advice, or a recommendation to apply for any specific credit card or financial product.
Credit card applications affect your credit score. Carrying a balance on any credit card can result in significant interest charges. Only apply for credit products you can manage responsibly. If you need personalized financial advice, consult a qualified financial professional.
3. Affiliate Links and Compensation
Some links on this site may be affiliate links, meaning we may earn a commission if you click through and apply for a product. This comes at no additional cost to you. We only recommend products we believe are genuinely useful. Affiliate compensation does not influence our editorial opinions or rankings.
4. Accuracy of Information
We make reasonable efforts to keep information accurate and up to date, including points values, credit card earn rates, and welcome bonuses. However, loyalty programs and credit card terms change frequently. Always verify current offers directly with the issuing bank or loyalty program before making any decision.
5. Calculator Tools
The calculators on this site are provided as general estimation tools only. Results are based on user-provided inputs and simplified assumptions. They do not account for all variables and should not be the sole basis for any financial decision.
6. No Guarantee of Results
We make no guarantee that using the strategies or tools on this site will result in any specific points balance, redemption value, or travel outcome. Individual results will vary based on personal spending habits, credit approval, and program availability.
7. Third-Party Links
This site may contain links to third-party websites including airlines, banks, and loyalty programs. We are not responsible for the content, accuracy, or privacy practices of those sites.
8. Intellectual Property
All original content on this site — including text, tools, and graphics — is the property of One Premium Trip. You may not reproduce or redistribute content without permission.
9. Limitation of Liability
To the fullest extent permitted by law, One Premium Trip and its owner shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this site or reliance on its content.
10. Governing Law
These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein.
11. Changes to These Terms
We reserve the right to update these Terms at any time. Continued use of the site after changes are posted constitutes acceptance of the revised Terms.
12. Contact
For questions about these Terms, contact us at onepremiumtrip(at)gmail.com
13. Affiliate Disclosure
One Premium Trip participates in affiliate programs. We may earn commissions when you apply for credit cards through links on this site. This does not affect our recommendations or tool calculations. Commissions come from issuers, not from you.
14. Financial Disclaimer
This site provides general information only. It is not financial, investment, or legal advice. Credit card offers and terms change frequently — always verify current details with issuers.
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